Lodger Agreement (England & Wales)
A licence agreement for taking a lodger into the home you live in and share with them, in England or Wales: rent, deposit, bills, house rules and ending the arrangement.
Applies in England and Wales. General information, not legal advice — talk to a lawyer about your situation.
This document isn't on sale in the United Kingdom yet.
A lodger lives in your home with you and shares your kitchen or bathroom. In England and Wales that is normally a licence, not a tenancy, which makes it simpler to end than a tenancy. This agreement records the rent, deposit, bills and house rules so everyone knows where they stand.
It is only for a lodger in the home you live in yourself. If you do not live there, or the occupier has their own self-contained flat, this is not the right document.
When to use it
- Renting a spare room to someone who will live with you and share facilities.
- Taking in a lodger under the Rent a Room scheme.
- Putting an existing informal arrangement with a lodger into writing.
How it works
- Check it fits — You must live in the home as your only or main home and share living space with the lodger.
- Right to rent (England) — In England you must check that a new adult lodger has the right to rent in the UK before the agreement starts. GOV.UK explains how.
- Fill in the terms — Room, shared areas, rent, bills, deposit, notice period and house rules.
- Sign and keep copies — You and your lodger sign two copies and keep one each.
Making it valid
- Both of you sign. No witness or notary is needed.
- Tell your mortgage lender and home insurer that you are taking a lodger — some policies require it.
- A lodger’s deposit does not normally need to go into a tenancy deposit protection scheme, because a lodger is not a tenant.
After signing
- Council tax — You stay responsible for council tax. If you were getting a single person discount, it usually ends when an adult lodger moves in.
- Tax on the rent — Under the Rent a Room scheme you can earn up to a set amount each year from a lodger tax-free. Check the current limit on GOV.UK.
Common mistakes
- Using a lodger agreement when you do not live in the property — the occupier is then likely to be a tenant with statutory protection.
- Skipping the right to rent check in England.
- Not telling your mortgage lender or insurer.
Questions
- Is a lodger a tenant?
- Usually not. Someone who lives in your home and shares living space with you is normally a lodger with a licence to occupy, and an “excluded occupier”. That generally means you can end the arrangement with reasonable notice and do not need a court order to do so.
- Do I need to protect a lodger’s deposit?
- Normally no — tenancy deposit protection applies to tenancies, not lodgers. This agreement still says when the deposit is returned and what may be deducted.
- How much notice do I have to give a lodger?
- The notice in your agreement, which should be reasonable — usually one rental period. This template lets you choose a week, two weeks or a month.
- Do I pay tax on lodger income?
- Under the Rent a Room scheme you can receive up to a set amount a year tax-free from letting furnished accommodation in your home. Check the current limit on GOV.UK.